The Reserve Bank of India (RBI) on February 18, 2022 has issued Master Circular relating to Housing Finance. This Master Circular consolidates instructions issued up to February 17, 2022.
The following circulars has been inserted namely: -
• Individual Housing Loans – Rationalisation of Risk Weights
• Issue of Long Term Bonds by Banks – Financing of Infrastructure and Affordable Housing
• Individual Housing Loans: Rationalisation of Risk-Weights and Loan to Value (LTV) Ratios
• Individual Housing Loans: Rationalisation of Risk-Weights and LTV Ratios
• Issue of Long Term Bonds by banks for Financing of Infrastructure and Affordable Housing – Cross Holding
• Issue of Long Term Bonds by Banks – Financing of Infrastructure and Affordable Housing
[Notification No. 87/08.12.001/2021-22]
