NPCI notified regarding the Introduction of NPCI SecureNxt – RuPay EMV 3DS Transaction

Jul 03, 2024 | by TeamLease RegTech Legal Research Team

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Industry Specific ComplianceThe National Payments Corporation of India (NPCI) on June 20, 2024, issued the notification regarding the Introduction of NPCI SecureNxt – RuPay EMV 3DS Transaction.

The following has been stated namely: -

• SecureNxT allows RuPay to process secure transactions for 'cards not present as per the EMV 3DS specification. This enhancement will be applicable for both Domestic as well as International RuPay transactions.

• NPCI SecureNxt Directory Server will replace the existing BEPG and established the issuer and acquirer connectivity, therefore there will be no role of the BEPG system in the RuPay 3DS transaction journey.

• The NPCI SecureNxt ecosystem is designed to:

o Maintain the global standards and implementation

o Ease the adaptability and scalability

o Support a seamless user experience with Risk-based authentication module

• Member banks should implement this feature across their entire RuPay portfolio (Debit, Credit, and Prepaid) by September 30, 2024.

[Notification No. NPCI/2024-25/RuPay/007]


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